Identity Theft Prevention Resources
While dealing with problems resulting from identity theft can be time-consuming and frustrating, most victims can resolve their cases by being assertive, organized, and knowledgeable about their legal rights. These tools are designed to assist you in resolving disputes related to identity theft and in asserting your legal rights.
ID Theft Complaint Form:
The FTC is the federal clearinghouse for identity theft complaints. The complaints we receive from victims are available to other federal, state and local law enforcement officials nationwide. The standardized printed ID Theft Complaint can be used in conjunction with a police report to create an Identity Theft Report that will help victims recover more quickly.
Specifically, an Identity Theft Report can be used to permanently block fraudulent information from appearing on your credit report and also make sure that these debts do not reappear on your credit report. An Identity Theft Report can prevent a company from continuing to collect debts that result from identity theft, or selling them to others for collection. It’s also needed to place an extended fraud alert on your credit report.
ID Theft Affidavit:
The ID Theft Affidavit may be required for a variety of purposes, including to absolve you of the debt when an identity thief opens a new account in your name, or to obtain application or transaction records from a company the identity thief dealt with. If you do not need to obtain any application or transaction records, and need only to have a specific debt absolved, you may want to ask the company whether they will accept the Identity Theft Report alone. The Identity Theft Report is a more detailed version of the ID Theft affidavit, and as discussed above, entitles you to additional protections.
You can use this sample letter to request information from businesses the identity thief dealt with. This information can be useful to you to show that the thief, rather than you, made the transaction, and to law enforcement by providing information about the thief such as his or her address.
Visit the U.S. FTC's premiere identity theft website, http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html for the most detailed overview and specific information on how to protect from and deal with identity theft.
The National "DO NOT CALL" Registry
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.
Your registration will not expire. Telephone numbers placed on the National Do Not Call Registry will remain on it permanently due to the Do-Not-Call Improvement Act of 2007, which became law in February 2008. Read more about it at http://www.ftc.gov/opa/2008/04/dncfyi.shtm.
Scammers have been making phone calls claiming to represent the National Do Not Call Registry. The calls claim to provide an opportunity to sign up for the Registry. These calls are not coming from the Registry or the Federal Trade Commission, and you should not respond to these calls. To add your number to the Registry you can call 888-382-1222 from the phone you wish to register, or go click on “Register a Phone Number” in the left column of this page.